Start a conversation

Step 4: Know Our Fees

PayFast only charges per transaction fees. There are no monthly fees and no signup or setup fees whatsoever.

Here is a list of our transaction fees for each payment method:

Description  Fee
Setup fee FREE
Monthly fee FREE
Payout fee to bank account R8.70 (excl. VAT) (per payout)
Payment Method Fee
Instant EFT
2.0% (minimum R2.00)
Credit and Cheque cards
3.5% (plus R2.00) (promotional rate)
Masterpass 3.5% (plus R2.00) (promotional rate)
Debit cards 3.5% (plus R2.00) (promotional rate)
mobicred 3.5%

All fees exclude VAT.

These fees are our 'starting out' fees. Once you start increasing your volume or if you already have high volume we are more than willing to negotiate for a fee reduction. Simply contact us on

We also offer reduced fees for registered non-profit organisations, charities, and NPOs with our Cause accounts.

Choose files or drag and drop files